
Wrongful Eviction & Vacant Property Insurance
You may be thinking, “Wrongful Eviction Insurance?… I didn’t, nor do I intend to do anything wrong.”
We live in a litigious society and the consequences for landlords often result in costly drawn-out legal battles, especially in San Francisco where tenant laws are stringent and ever changing. The risks are real, and lawsuits are time-consuming, not to mention costly.
Wrongful lawsuits brought against well-intentioned landlords by tenants deciding to stir up a hornet’s nest are on the rise. Before you even think about discussing the sale of a rental, or your tenant’s intentions moving forward, speak with a landlord attorney first, and make sure a wrongful eviction rider is attached to your homeowner’s policy.

Is Your Property Vacant?
$50,000 mistake…ouch!
My client spent $50,000 to repair mold that had resulted from water damage and expected their insurance company to cover it. The claim was denied, however, after the insurance companies forensics’ investigators determined the house had been vacant for more than 90 days.
In general, most traditional homeowners’ insurance policies will not insure vacant homes after 90 days. Due to the higher risk for losses or a claim when no one is living inside a home, most people will have to search for other markets that offer coverage for vacant homeowners’ insurance.
Contact your insurance company today regarding issues above or contact insurance brokers Eric Gee 650-888-0886 and Kevin Hennessy 925-899-2290 for competitive quotes.